Vault — Personal Banking Dashboard
A unified personal banking dashboard that consolidates accounts, cash flow, and savings goals into a single calm view.
Vault is a personal banking dashboard that pulls accounts from multiple institutions into one unified view. Balances, recent transactions, and category breakdowns sit alongside a forward-looking cash-flow projection so users can see what is coming, not just what already happened.
Categorisation is rules-driven and learns from manual corrections. The aim is to reach a steady state where the user reviews, rather than enters, their financial activity. Recurring subscriptions surface automatically, and unusual spending shows up at the top of the dashboard rather than buried in a list.
Goals sit beside the accounts. A user can attach a goal — emergency fund, planned purchase, debt payoff — to one or more accounts and watch progress update live as transactions clear. The dashboard answers the practical question of whether the household is on track.
Privacy is a first-class constraint. Access tokens for connected institutions are encrypted at rest and never leave the user's instance. The product was designed for people who want to manage their finances without trusting an unknown third party with read access to their accounts.